Hello, and welcome!
As a licensed reverse mortgage consultant with Finance of America Reverse LLC (FAR)—one of the nation’s leading reverse mortgage lenders—I am honored to serve homeowners age 62 and older in the States of Texas. I’m dedicated to helping them leverage the power of home equity to achieve greater financial independence.
The best part of my job is that I am truly blessed to be able to consult with senior homeowners, like myself, each day to determine if a reverse mortgage is suitable for making their retirement years a bit easier. I am also looking forward to presenting Texas Real Estate Commission-approved Continuing Education courses to licensed realtors around the State of Texas.
Before I started working in the reverse mortgage business, I was engaged for 42 years in Sales and Sales Management with traditional, regional, and national mortgage banking firms. In 2004, I learned about the facts of the Home Equity Conversion Mortgage and have been participating in Sales and Sales Management since.
When I’m not working with borrowers or educating people about reverse mortgages, I enjoy volunteering to provide help to our Veterans, attending Veteran reunions, and traveling with family.
Please consider me a resource. I invite you to explore my website to learn more—and please contact me if you have any questions or would like a free reverse mortgage consultation. I’m happy to share my expertise, answer all your questions, and help you achieve your perfect retirement. And if so, I’ll guide you through the loan process, every step of the way.
According to a recent study, 53% of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk. 1
In recent years, reverse mortgages have become a smart and safe way for people age 62 and over to be better financially prepared for the future—and live more comfortably. This retirement financing tool can be used to:
1Center for Retirement Research at Boston College, The National Retirement Risk Index: An Update, by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, October 2012.
Finance of America Reverse is a good company to go with. They have all their ducks in a row to be able to accommodate you.
The loan officer I worked with was a good too. They were friendly, pleasant and very punctual. They answered all my questions and kept me in the loop. The process was real easy. It was a great experience and the loan helped my daughter out tremendously.
- Robert B. of Rio Rancho, NM | Verified Reviewer | Verified Customer
I found Finance of America Reverse online. I started with them and I liked how everything was going so I stayed with it. The application process was excellent. Everything was very good and went smooth. Including underwriting, the process took about six weeks. Everything was good with the loan officer too. I’m very pleased with Finance of America Reverse and everything in this experience was an A+.
- Brian of Quinebaug, CT | Verified Reviewer | Verified Customer
How do you see retirement? Are you the kind of person worried about what your life might look like in retirement? Do you see retirement as an amazing opportunity to spend time with your loved ones? Are you a free spirit who lives for the moment and hasn't spent any time worrying about your next chapter? Take our short quiz and discover your retirement persona.
These materials are not from HUD or FHA and were not approved by HUD or a government agency.
©2021 Finance of America Reverse LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID # 2285 (www.nmlsconsumeraccess.org) | 8023 East 63rd Place, Suite 700 | Tulsa, OK 74133 | AZ Mortgage Banker License #0921300 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #23647 | Kansas Licensed Mortgage Company | Massachusetts Lender/Broker License MC2285: Finance of America Reverse LLC | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department where Finance of America Reverse is known as FAReverse LLC in lieu of true name Finance of America Reverse LLC | Rhode Island Licensed Lender | Not all products and options are available in all states | Terms subject to change without notice | For licensing information go to: www.nmlsconsumeraccess.org When the loan is due and payable, some or all of the equity in the property that is the subject of the reverse mortgage no longer belongs to borrowers, who may need to sell the home or otherwise repay the loan with interest from other proceeds. The lender may charge an origination fee, mortgage insurance premium, closing costs and servicing fees (added to the balance of the loan). The balance of the loan grows over time and the lender charges interest on the balance. Borrowers are responsible for paying property taxes, homeowner’s insurance, maintenance, and related taxes (which may be substantial). We do not establish an escrow account for disbursements of these payments. A set-aside account can be set up to pay taxes and insurance and may be required in some cases. Borrowers must occupy home as their primary residence and pay for ongoing maintenance; otherwise the loan becomes due and payable. The loan also becomes due and payable (and the property may be subject to a tax lien, other encumbrance, or foreclosure) when the last borrower, or eligible non-borrowing surviving spouse, dies, sells the home, permanently moves out, defaults on taxes, insurance payments, or maintenance, or does not otherwise comply with the loan terms. Interest is not tax-deductible until the loan is partially or fully repaid.